SCS Finance Options

SCS is a popular retailer for consumers who want sofas and flooring on finance. You can spread the cost of your purchase when you apply for credit options with the brand and have furniture delivered to your door, saving you a lot of hassle. Here’s everything you wanted to know about SCS finance options.


About the brand

SCS specialises in sofas and flooring, with various credit options that allow you to take home furniture and pay for it at a later date. Thousands of customers have purchased furniture from SCS over the years and the company is a market leader when it comes to home seating, with hundreds of products to choose from. Looking for a new sofa for your living room? Look no further than SCS. The retailer has locations across the United Kingdom, where you’ll be able to try furniture before you purchase.

Credit options

When you’re accepted for finance by SCS, you can pay for your sofa, carpet or furniture via pay monthly or Buy Now, Pay Later. The company offers up to four years interest-free credit and the application process is simple, taking the stress out of applying for finance. You can choose the Pay Monthly option at the bottom of your shopping basket when you place an order on the SCS website or talk to a customer representative about your finance options over the phone or when you visit your nearest branch. When you shop online and opt for finance, a member of the company’s Internet Shopping Team will call you to complete your application.

What you need to know

SCS charge a deposit of £59 when you make a purchase; however, you can pay more than this amount at the checkout if you want to reduce your monthly repayment options. Regardless of how much you pay, your monthly repayments will stay interest-free once you’ve made your deposit. Making repayments is easy. You’ll receive a statement from the company in the post detailing the full amount of your recent purchase and the minimum amount you will need to pay. You can also make repayments by logging into your account on the SCS website. When you order online, you’ll be able to have your furniture or flooring delivered to your home address in a speedy timeframe.

Save money

Don’t forget, you can save money on your purchase from SCS when you use a promotion code. You’ll be prompted to enter your code during the checkout process and could make a saving on the total cost of your order or delivery.